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GasBuddy News Article

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Dangers of using your debit card at the gas pump

ClarkHoward.com -- Last month, Clark took a call on the show from a man who worked at a gas station. The man alleged that there are certain standard keys that open numerous gas pumps across brands. At the time, Clark just filed the info in the back of his brain and didn't know what to think of it...until he saw an article about a gas pump skimmer scam that was recently busted.

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Submitted Aug 20, 2010 By: VDubBill

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honda0105 Champion Author Tallahassee Posts:15,266 Points:1,142,300 Joined:Nov 2008	Message Posted: Aug 22, 2010 9:48:43 AM Ignore honda0105 Report Abuse oh wait, there are two areas: wasting of fossil fuels and going into debt well over both collective ears.
honda0105 Champion Author Tallahassee Posts:15,266 Points:1,142,300 Joined:Nov 2008	Message Posted: Aug 22, 2010 9:46:23 AM Ignore honda0105 Report Abuse Sneakers: another clear demonstration why the US has long lost its status as the LEADER in the world. We're trailing in all areas of life now.
traindude Champion Author Virginia Beach Posts:5,614 Points:1,245,430 Joined:Jun 2007	Message Posted: Aug 21, 2010 2:21:58 PM Ignore traindude Report Abuse thieves will always find a way to steal
Sneakers55 Champion Author Houston Posts:43,335 Points:1,712,105 Joined:Nov 2005	Message Posted: Aug 21, 2010 1:40:01 PM Ignore Sneakers55 Report Abuse Jo120 wrote: >This has been going on for some time now. Credit cards >need to apply better security. What they need is to go with "Chip and PIN" like the rest of the developed world. They're starting to get rid of the embossed printing on credit and debit cards. Let merchants use the magnetic stripe. How long as it been since you've seen a merchant use a Bartizan? Also, if there's no embossed printing, it's much easier to issue cards at bank branches.
honda0105 Champion Author Tallahassee Posts:15,266 Points:1,142,300 Joined:Nov 2008	Message Posted: Aug 21, 2010 9:18:56 AM Ignore honda0105 Report Abuse cash is still better. Or credit card - or you could do a credit-debit which also is more secure than a regular debit card.
vulcan96 Champion Author Ohio Posts:21,169 Points:2,639,595 Joined:Aug 2004	Message Posted: Aug 21, 2010 12:24:07 AM Ignore vulcan96 Report Abuse good luck
RambleOn Champion Author New York Posts:1,898 Points:1,080,545 Joined:Aug 2008	Message Posted: Aug 21, 2010 12:19:44 AM Ignore RambleOn Report Abuse It really emphasizes how protective you have to be when scams can occur at any level. It really helps to cooperate with law enforcement to deter and catch the scammers.
Vette1967 Champion Author Albany Posts:3,654 Points:815,950 Joined:Jun 2009	Message Posted: Aug 21, 2010 12:18:11 AM Ignore Vette1967 Report Abuse A credit card is the way to go. You get protection against unauthorized purchases. Pay on time there are no interest charges plus I get 3% back on Mobil/Exxon gasoline or 1% off other brands.
Blue_Cruzer Champion Author Lexington Posts:5,152 Points:1,202,725 Joined:Mar 2007	Message Posted: Aug 21, 2010 12:13:03 AM Ignore Blue_Cruzer Report Abuse In this day and age, you have to be on your guard all the time.
CobraLeader Champion Author New Jersey Posts:267,902 Points:1,200,750 Joined:Apr 2007	Message Posted: Aug 21, 2010 12:07:01 AM Ignore CobraLeader Report Abuse ... I only use stations that I am familiar with. ...
TheSicilian Champion Author Jacksonville Posts:3,026 Points:1,003,300 Joined:Feb 2009	Message Posted: Aug 21, 2010 12:05:26 AM Ignore TheSicilian Report Abuse got to be careful
Bigwaynef Champion Author South Carolina Posts:7,654 Points:1,613,960 Joined:Dec 2006	Message Posted: Aug 21, 2010 12:04:15 AM Ignore Bigwaynef Report Abuse Stay as close to the front of the gas station as possible and use your hand to shield the card, or where the card is not exposed to sight...
rimpyCA Champion Author Los Angeles Posts:1,550 Points:664,150 Joined:Aug 2009	Message Posted: Aug 21, 2010 12:00:57 AM Ignore rimpyCA Report Abuse pay cash wherever you can
jrsva Champion Author Virginia Posts:7,144 Points:1,145,350 Joined:Jan 2006	Message Posted: Aug 20, 2010 11:59:40 PM Ignore jrsva Report Abuse I always pay with cash. No hassle and no fraud.
NHLiveFree Champion Author New Hampshire Posts:7,205 Points:1,170,885 Joined:Jun 2008	Message Posted: Aug 20, 2010 11:53:00 PM Ignore NHLiveFree Report Abuse Wrong MRED3. It simply depends on how much guaranteed fraud protection your debit card provider gives you. Generally a Credit Union debit card offers much more fraud protection, but you must check with your provider. You cannot ck. for skimmers at a gas pump, since it will be hidden inside and out of sight.
MRED3 Champion Author Jacksonville Posts:3,626 Points:803,345 Joined:May 2009	Message Posted: Aug 20, 2010 11:46:31 PM Ignore MRED3 Report Abuse People always need to be aware of skimmer's it is always best to use a credit card instead of a debit card when buying things. Skimmer's are put everywhere even some fast food places have been known to have them. Should always check around the card feeder to make sure nothing is around it and don't use it if the card feeder looks like it has been tampered with.
kingpin6 Champion Author Arkansas Posts:2,567 Points:1,188,390 Joined:Jul 2007	Message Posted: Aug 20, 2010 11:43:40 PM Ignore kingpin6 Report Abuse And this is news? Thought most people were aware of the dangers.
Jo120 Champion Author Arizona Posts:4,242 Points:1,475,330 Joined:Mar 2005	Message Posted: Aug 20, 2010 11:42:09 PM Ignore Jo120 Report Abuse This has been going on for some time now. Credit cards need to apply better security.
Johnnyrebell12 Champion Author Massachusetts Posts:1,165 Points:1,234,340 Joined:Aug 2005	Message Posted: Aug 20, 2010 11:41:18 PM Ignore Johnnyrebell12 Report Abuse Well even credit cards can be dangerous when the card leaves your sight. It happen to me on 95 in CT. They ran my card twice with out me knowing. In the end I only paid for mine, but I guess if it had been debit I could whistle dixie for my money
djtdi Champion Author San Jose Posts:2,829 Points:523,805 Joined:Aug 2005	Message Posted: Aug 20, 2010 11:40:04 PM Ignore djtdi Report Abuse Old news senor.Gracias nevertheless!
lovemymac Rookie Author Kansas City Posts:52 Points:18,135 Joined:May 2007	Message Posted: Aug 20, 2010 11:38:29 PM Ignore lovemymac Report Abuse Most banks provide against anything unauthorized
Jeeputtputt Champion Author Michigan Posts:1,388 Points:341,520 Joined:Aug 2009	Message Posted: Aug 20, 2010 11:37:21 PM Ignore Jeeputtputt Report Abuse debit cards always cost more also
Ray_10589 Champion Author New York Posts:2,799 Points:738,745 Joined:May 2009	Message Posted: Aug 20, 2010 11:37:21 PM Ignore Ray_10589 Report Abuse Use credit cards.....they are safer...
AKmailman Champion Author Alaska Posts:3,298 Points:1,099,495 Joined:Jul 2004	Message Posted: Aug 20, 2010 11:35:28 PM Ignore AKmailman Report Abuse my, my PetroPedro, what if the thief is a woman ?
PetroPedro All-Star Author Florida Posts:753 Points:163,590 Joined:May 2007	Message Posted: Aug 20, 2010 11:33:34 PM Ignore PetroPedro Report Abuse Have a cure for all identity /credit card theives ....cut their b...lls off and stuff them in their mouths
judgemobile Champion Author Ohio Posts:5,245 Points:1,983,145 Joined:Nov 2005	Message Posted: Aug 20, 2010 11:32:01 PM Ignore judgemobile Report Abuse NEVER pay at the pump and remember that CASH IS KING.
amor78 Veteran Author Richmond Posts:400 Points:227,400 Joined:Jul 2006	Message Posted: Aug 20, 2010 11:29:53 PM Ignore amor78 Report Abuse Online banking makes it easy to check balances fequently
Bus561 Champion Author Lexington Posts:14,076 Points:2,753,105 Joined:May 2004	Message Posted: Aug 20, 2010 11:21:53 PM Ignore Bus561 Report Abuse I use good old hard earned cash only to buy gas, no debit or credit cards for me.
danreino Champion Author Twin Cities Posts:6,275 Points:1,143,170 Joined:Mar 2008	Message Posted: Aug 20, 2010 11:18:42 PM Ignore danreino Report Abuse Ticoman54 wrote---Why can't the same protections for a credit card be provided for a debit card ??\\\\\\\Thats a very good question, and here's my synopsis on its reasons.-----Big credit card companies have the manpower, money, time and attorneys to go after the thieves in our world; whereas the banks (usually small compared to the credit card companies) do not have all those resources to fight criminals that violate by using stolen or bogus bank issued debit cards. [Edited by: danreino at 8/20/2010 11:21:06 PM EST]
CptnCanada Champion Author Saskatoon Posts:5,038 Points:665,950 Joined:Jun 2008	Message Posted: Aug 20, 2010 11:17:55 PM Ignore CptnCanada Report Abuse Why would anyone want to use a debit card? Credit cards are much safer to use. and they dont have access to your cash... you can dispute a CC claim but debit is gone from your acct and you have to fight and fight to get it back.
serrog Champion Author Nova Scotia Posts:3,303 Points:1,052,935 Joined:Oct 2008	Message Posted: Aug 20, 2010 11:12:18 PM Ignore serrog Report Abuse Food for thought
Ticoman54 Champion Author Miami Posts:4,943 Points:1,057,060 Joined:Oct 2008	Message Posted: Aug 20, 2010 11:04:53 PM Ignore Ticoman54 Report Abuse Why can't the same protections for a credit card be provided for a debit card?
jackson661 Champion Author Columbus Posts:2,783 Points:1,047,190 Joined:May 2006	Message Posted: Aug 20, 2010 11:01:36 PM Ignore jackson661 Report Abuse Debit or credit.. it is open season on identify theft and skimmers. With certain standard keys that open numerous gas pumps across brands. At the time....some how they get you.. protect your self do not be a victim.
brbaritone Champion Author Virginia Posts:1,069 Points:1,270,505 Joined:Jan 2007	Message Posted: Aug 20, 2010 10:59:15 PM Ignore brbaritone Report Abuse I recently had fraud on my credit card, apparently from a skimmer. I will be paying cash for a while.
REVLAW Champion Author San Antonio Posts:8,027 Points:1,539,515 Joined:Jul 2007	Message Posted: Aug 20, 2010 10:55:14 PM Ignore REVLAW Report Abuse Well, the HO wanted wealth redistribution, didn't he?
14of45SSR Champion Author Saskatchewan Posts:2,370 Points:829,040 Joined:Dec 2008	Message Posted: Aug 20, 2010 10:53:56 PM Ignore 14of45SSR Report Abuse I hardly use my Debit Card...but I do use my Credit Card!
Lizzylou Champion Author Stockton Posts:7,025 Points:2,000,050 Joined:Oct 2005	Message Posted: Aug 20, 2010 10:52:15 PM Ignore Lizzylou Report Abuse Gas pumps are not the only place that this is happening!
POLELANE Champion Author Ohio Posts:7,148 Points:828,370 Joined:Mar 2008	Message Posted: Aug 20, 2010 10:46:34 PM Ignore POLELANE Report Abuse holy cow robin; and now this travesty of just ice
Chris46 Champion Author Dayton Posts:17,139 Points:1,673,495 Joined:Sep 2005	Message Posted: Aug 20, 2010 10:45:23 PM Ignore Chris46 Report Abuse I never use debit at the pumps, so I think I am covered by using credit or cash.
skybiker Champion Author South Carolina Posts:5,486 Points:1,132,465 Joined:Jul 2008	Message Posted: Aug 20, 2010 10:45:15 PM Ignore skybiker Report Abuse My wife had her card stolen by a skimmer...4 months ago....Here in SC
my3sons Champion Author New York Posts:4,455 Points:1,506,535 Joined:Aug 2005	Message Posted: Aug 20, 2010 10:33:39 PM Ignore my3sons Report Abuse there are always dangers when not using cash
abcdMA Champion Author Worcester Posts:5,619 Points:1,114,250 Joined:Nov 2008	Message Posted: Aug 20, 2010 10:33:32 PM Ignore abcdMA Report Abuse either way is susceptible to problems
RENEGADEGAS Champion Author Missouri Posts:12,054 Points:1,127,180 Joined:Jul 2008	Message Posted: Aug 20, 2010 10:33:31 PM Ignore RENEGADEGAS Report Abuse old story
woody12345 Champion Author Massachusetts Posts:2,164 Points:511,710 Joined:Aug 2008	Message Posted: Aug 20, 2010 10:32:48 PM Ignore woody12345 Report Abuse I always use credit
Aserdaten Champion Author Florida Posts:2,209 Points:1,608,610 Joined:Apr 2006	Message Posted: Aug 20, 2010 10:31:31 PM Ignore Aserdaten Report Abuse This is a very enlighening news item which expands on earlier warnings that really didn't help as much as they might have scared people from using the cards. But it will sure stop me from using the debit cards.
my3sons Champion Author New York Posts:4,455 Points:1,506,535 Joined:Aug 2005	Message Posted: Aug 20, 2010 10:31:21 PM Ignore my3sons Report Abuse there are always dangers when not using cash
ACTown Champion Author Oregon Posts:1,854 Points:1,119,590 Joined:Jun 2007	Message Posted: Aug 20, 2010 10:30:13 PM Ignore ACTown Report Abuse Me too, do not use it at the pump.
knot2swift Champion Author Calgary Posts:2,433 Points:413,335 Joined:Nov 2009	Message Posted: Aug 20, 2010 10:24:45 PM Ignore knot2swift Report Abuse I don't use debit cards for that reason. I prefer credit cards for they do offer more protection when one has to sign. I'm not crazy about the new chip cards that require only a PIN number. Plus Credit Cards give me points.
HiGramma Champion Author Michigan Posts:1,789 Points:367,830 Joined:Oct 2008	Message Posted: Aug 20, 2010 10:23:04 PM Ignore HiGramma Report Abuse I use the debit card w/ credit card logo for convenience, and keep a close eye on my bills
Edtx2009 Champion Author Houston Posts:1,847 Points:366,325 Joined:Jun 2009	Message Posted: Aug 20, 2010 10:17:29 PM Ignore Edtx2009 Report Abuse There is and always will be a danger in using anything. Too many people are out to make a living off your money.